Whether you’re determining how much house you can afford, estimating your monthly payment with our mortgage calculator, or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates.fixed-rate mortgage. The most popular home loan features an interest rate that doesn’t change over the life of the loan. That means the principal and interest portion of your monthly payment won’t fluctuate, which makes it easier to budget for your mortgage from month-to-month. Even if interest rates rise over time, yours will stay the same.View today’s mortgage interest rates and recent rate trends. Check rates today and lock in your rate. See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans.To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877-303-1639, by applying online, or by meeting with a mortgage loan officer.The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment.A year ago the rate stood at 4.53%. The average mortgage rate for 15-year, fixed-rate home loans edged up to 3.07% from 3.05%.The interest rate on an adjustable-rate mortgage can change over time, which means your monthly payments can change depending on market interest rates. adjustable-rate mortgage interest rates are based on a benchmark rate, such as the prime rate. When these rates go up, the interest rate and monthly payment for your mortgage go up.U.S. home sales rose more than expected in July, boosted by lower mortgage rates and a strong labor market, signs the Federal.When you're ready to buy a home in MA or RI, BankFive's great mortgage rates will help you save money. View our home loan rates online and apply today.Current mortgage rates for August 16, 2019 are still near their historic lows. Compare 30-year, 15-year fixed rates, and ARMs to find the best home loan offer all in one place at LendingTree.